Lease Purchase

How Lease Purchase works

A Lease Purchase agreement enables you to purchase your ŠKODA over a period of time, but keeps your monthly payments lower, by deferring a proportion of the loan to the end of the agreement.


Lease purchase agreements are popular with people who know they want to keep their vehicle at the end of their agreement. They are also often used by businesses to purchase vehicles as they appear on the balance sheet against taxable profits.

At the end of the agreement

At the end of your contract, when you have made your final payment (the proportion of your loan) and option-to-purchase fee, the vehicle belongs to you to keep or part exchange.

Alternatively, you can apply to re-finance the final payment (spreading the final lump sum cost over an agreed term with monthly payments) subject to your status and satisfactory payment history.

More information about Lease Purchase:



This service is currently only available to Private Individual ŠKODA Finance customers